Hospital & Medical
Part A hospital coverage and Part B medical coverage are provided through the Medicare Advantage plan.
Review options →Medicare Part C
Medicare coverage in one private plan.
Medicare Advantage plans provide your Part A and Part B benefits through a Medicare-approved private insurer. Many plans also include prescription coverage and may offer additional benefits.
How it works
An alternative to Original Medicare
When you join a Medicare Advantage plan, you remain in Medicare, but the private plan administers your covered Part A and Part B services. You generally use the plan’s network and follow its rules for referrals, authorizations, and covered care.
- Includes Medicare Part A and Part B benefits
- Usually uses a defined provider network
- May include Part D prescription coverage
- May include additional benefits not covered by Original Medicare
Compare carefully
The right plan depends on more than benefits
A plan can look attractive on paper but still be a poor match if your doctors are outside its network or your prescriptions are placed on costly tiers.
Doctors and hospitals
Verify each preferred provider in the current network.
Prescription formulary
Check every medication, tier, restriction, and pharmacy.
Premiums and cost sharing
Compare plan premiums, deductibles, copays, and coinsurance.
Maximum out-of-pocket
Review the annual limit for covered Part A and Part B services.
Network rules
Understand referrals, prior authorization, and out-of-network coverage.
Additional benefits
Read limits, frequency rules, approved providers, and allowances.
Enrollment timing
Medicare has specific periods for joining or changing plans
Your available choices depend on when you first become eligible, your current coverage, and whether a qualifying circumstance gives you a Special Enrollment Period.
Initial Enrollment Period
Your first opportunity to enroll in Medicare and, if eligible, choose a Medicare Advantage plan.
Annual Enrollment Period
The yearly period when eligible beneficiaries can make certain Medicare Advantage and drug plan changes.
Special or other enrollment periods
Additional opportunities may apply based on your coverage, location, eligibility, or specific life circumstances.
How we help
Compare plans using the details that matter to you
We help you move beyond broad benefit summaries and check the practical plan rules.
Review your care
We discuss your doctors, specialists, facilities, prescriptions, and routine needs.
Compare available plans
We review networks, costs, drug coverage, benefits, and plan restrictions.
Choose with context
You receive clearer information to help you select a plan with confidence.
Review your Medicare options
Find a Medicare Advantage plan that fits your needs
Plan availability, benefits, and costs vary by service area and eligibility. Contact Covered Quotes for personal help comparing available options.
Speak With Covered Quotes →